I squeezed this phenomenal documentary in between watching "Black Swan" and "The King's Speech" a while ago, but just didn't have the time to write a review. Using real people, news, interviews, testimonials, it's a true documentary and as gripping as any Academy Award-winning fiction or fiction-based drama. Complex terms are explained in easy-to digest language. Opening with the scene in Iceland, the financial crisis connects to the corruption in Wall Street, conflict of interest among the people in power (business, government, academia - and still in power), and how it melts down Main Street and the entire global system. All plainly explained in "Here's how it happened," which is cleverly partitioned in several sections. It's too maddening to watch, but a must-see!